Crear una página web

Greetings, I need to develop a web application. It will take care of generating a virtual card with the picture and data entered by the user. The application must contain: 1) The application with which the user to upload their photograph and some fields, the system generates a card predesigned. (Since I have the sketch design) 2) A payment gateway, with which the customer could buy packs of cards. (Example: 1 packet of 10 cards to enter the system alone could generate 10 cards) 3) Limited creating cards: If the customer pays for 10 cards, it can print only 10 cards, all have the same design, the only thing that changes is the photo and data. 4) The customer will have a panel with which you can download your card, as often as desired. 5) The customer has the possibility to download one or two test cards without paying, but with watermark design. It is a simple system, I have no problem with using any platform necessary for their development, Example: php, java, cms ... Etc. I'm open to your opinions.