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    2,000 journal of financial markets ranking jobs found, pricing in CAD

    I'm in need of a skilled developer to create an intelligent transaction monitoring platform with big data capabilities, specifically focusing on real-time monitoring and fraud detection. Key Features: - The system should support real-time monitoring of transaction data. - It should have fraud detection capabilities. - Data visualization to aid in tracking and analysis. - Analytics for evaluating transaction patterns and identifying potential issues. - Smooth Data Pipeline with Realtime streaming for efficient data handling. - API integration with third parties to ensure seamless operation. Target Audience: This platform is primarily aimed at banking and financial institutions, as well as e-commerce companies. Preferred Technology Stack: - Java & Python fo...

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    Fuzzy Logic Matlab Task 6 days left
    VERIFIED

    I need a professional with extensive experience in Fuzzy Logic and Matlab. Since I haven't defined the exact task or domain, I anticipate your ability to tackle various applications ranging from control system design, pattern recognition, forecasting, robotics, financial analysis, to traffic control. The final output, yet to be specified, could be anything from improved system performance, enhanced decision-making, or better data analysis. Since the assignment specifics are yet to determined, I require someone who is flexible, creative, and solutions-oriented. Matlab proficiency is a must.

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    The objective of this project is to develop a modern, user-friendly website for our home services company, offering a comprehensive range of plumbing, heating, cooling, and other home services. The website will serve as a digital storefront and informational hub, enabling customers to easily browse and understand the services offered, request quotes, and schedule appointments. The website will have about 70 pages. Key Features and Functionalities: - Service Listing and Description: The website will have dedicated sections for each service category (Plumbing, Drains, Heating, Cooling, Pool Heaters, and Other Services), with detailed descriptions and breakdowns of specific services offered under each category. - Service Area Coverage: Clearly communicate the geogr...

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    hello amazon sp installation do you have apibilgi When we query with asin, can we retrieve information about the products? Example: B01234345 brand, sales, ranking, seller, number of offers etc. information

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    I'm looking for a skilled developer who's...creating custom trading indicators for NinjaTrader 8. Key Requirements: - Proficiency in NinjaTrader 8: It's essential that you're well-versed in the specific requirements and capabilities of the NinjaTrader 8 platform. - Indicator Creation Experience: I need a custom indicator developed, so prior experience in creating a variety of indicators is crucial. - Understanding of Financial Markets: A good understanding of trading and financial markets would be beneficial. The project deadline is flexible, but I'm ideally looking for a developer who can deliver in a timely manner. Please provide samples of similar projects you've worked on. Please Review Cha...

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    Budget is max $350. so don't ask me. I will provide end point and key info, I have needs for 4 things - 1) E* Trade API integration (take data from them). - Easy if you know API/OAuth - 2) Text to Voice Conversion. - This is where you skills will be. 3) Emailing file.- Easy 4) Learning from me about financial lingo. = time sensitive if you can not work next 7-9 days no need to bid. I need this project to be over by 4/28/2024.

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    I'm looking for an skilled and expert SEO professional to enhance the search engine ranking of my new website. The primary aim is to increase web traffic. Though I have not specified any target European countries, the focus should be broad-scale across these regions. As part of the SEO strategy, writing ranking content will be significant. Skills and Experience: -Expertise in SEO strategies -Knowledge of European market trends -Stellar content writing skills The deadline for the project hasn't been specified yet so I am open to discussion about a timeline that works best for you. An understanding of how to generate leads and sales would also give you a leg up.

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    ...systems with a document signer and a calculator. Key Features: - A user-friendly log in system with multiple users. - Integration of Hawksoft CMS and Marketing 360 CRM into the platform. - A document signer with the ability for electronic signatures and document tracking. - A calculator that includes formulas for interest and payment schedules. Ideal Skills: - Proficiency in CMS and CRM integration, particularly with Hawksoft CMS and Marketing 360 CRM. - Experience in developing document signing features with elements such as electronic signatures and document tracking. - Strong background in building calculators with advanced financial formulas, particularly those related to interest and payment schedules. - UI/UX design skills, to create a user-frien...

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    ...seeking a skilled financial analyst to help me with a medium-term (3-5 years) cash flow forecast model. Key Tasks: -Produce a simplified cash flow model for a biodiesel manufacturing plant (ex. Diamond Green ) -Model should include appropriate costs for feedstock and revenue by product including (renewable diesel, LCFS credit prices, RIN prices and any other revenue sources or applicable tax incentives) - Model Creation: Develop a financial cash flow model that can reliably forecast our cash position over the next 3-5 years. Specifically, I'd like to be able to determine the break evens for a particular feedstock price, or incentive value. Skills/Experience Required: - Strong Finance Background: Deep understanding of financial analysis and forecasting

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    As a business focused on making data-driven decisions, I am seeking an expert to create a data analytics tool from scratch using ReactJS and AWS. The tool will analyze an array of data sources and present the results using insightful visualization techniques. Here are the requirements: - Implement Amazon Cognito for user authentication and authorization - Utilize AWS Amplify for the app's development and deployment - Integrate AWS API Gateway for efficient data exchange - Integrate Stripe for payments. Need complete flow Our tech stack looks like: - Amazon Amplify for app backend, and front end - Gatsby JS coupled with AppSync for front end - Amplify UI and MUI Material for UI components Features that I need: - End to end user journey - from login/registration to offering p...

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    As a growing MNC, I am seeking a business partner with a solid background in sales and marketing. The ideal partner will have exp...includes individuals, small businesses, and large corporations. You should be able to: - Develop and implement effective sales and marketing strategies - Leverage your experience to penetrate all target markets - Drive the growth of our insurance product line Your extensive background in sales and marketing, combined with a robust knowledge of the insurance sector, will be crucial to succeeding in this role. Your commitment to the growth of the company, strong financial acumen, and international business experience are vital to expand our brand footprint globally. Join us and be part of a multi-national company th...

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    I'm seeking an experienced data scientist and analyst to support me in improving my business operations through a data-driven ap...data and implementing algorithms that are tailored to business needs. Data Sources: - Social Media Data: You should be comfortable working with a variety of social media platforms to extract relevant data and insights. - Sales and Financial Data: Experience in working with financial and sales data to analyze trends, identify key performance indicators, and make strategic business recommendations. - Customer Feedback and Surveys: Ability to interpret this kind of data to help improve customer satisfaction and loyalty. Your work will be pivotal in helping me enhance my business operations and decision-making process through the ...

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    I require assistance with building financial reports specifically targeting balance sheets within SAGE Intacct. The perfect freelancer for this project would possess the following skills and experience: - Deep understanding of SAGE Intacct software, - Proficiency in designing financial reports, - Solid knowledge in standard balance sheets creation. The final product should be a standard balance sheet report that can integrate seamlessly into my workflow. Individuals with keen attention to detail are highly preferred.

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    ...internal decision making, litigation, and financial reporting. As a member of the Saudi Authority for Accredited Valuers (Taqeem), our enduring leadership, collaboration, and focus on anticipating what the future looks like for our clients has positioned us as a trusted partner in the industry." Key Requirements: - The company profile should be compelling, engaging, and concise, tailored to attract potential customers and establish a positive image of the company. - Essential sections to be included are: - Company history and background - Products and services overview - Mission and vision statements Ideal freelancer should have: - Proven experience in creating engaging company profiles that have a strong marketing focus. - Excellent command of t...

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    ...developer with proficiency in HTML, CSS, JavaScript, Python, Ruby, PHP, Node.js, and React to create a comprehensive hotel booking website. The primary aim of this project is to offer a user-friendly and efficient space for users to book hotels while enjoying a smooth and seamless experience. Features desired include: - Search functionality to enable effortless hotel discovery - Booking management to track and manage users' bookings - Incorporation of customer reviews to enhance customer confidence and choices - Integration of online payment solutions for smooth financial transactions - A Room availability calendar for easy checking of room availability - Multi-language support to cater to a global audience - A chat bot for 24/7 customer ...

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    I'm in immediate need of a dedicated and dynamic Virtual Assistant to support my growing needs. The ideal candidate will be someone who thrives in managing multiple tasks efficiently and possesses a keen eye for detail. Your main responsibilities will include: The budget is 100 USD a month. ( 6 hours a day, 6 days a week ) - Managing my emails with the utmost discretion and organization. - Scheduling appointments, ensuring I never miss an important date. - Conducting data entry tasks with accuracy. - Performing internet surveys to gather valuable information for projects. - Preparing ad-hoc reports based on collected data and research. Required Skills and Experience: - Proficiency in Microsoft Office Suite, especially in Excel, Word, and PowerPoint. - Familiarity with acco...

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    ...someone who has a proven track record in Pay Per Call campaigns, preferably in the financial or debt settlement sector. Proficiency in running campaigns with a bilingual focus would be a strong advantage. - Language: Fluency in Spanish is a must. The ability to convey complex financial information effectively in Spanish is critical. - Strategy: The ideal candidate should be able to customize ad content and targeting to resonate with our specific audience, encouraging them to take the desired action of making a phone call. - Tracking: While I prefer Facebook's native call tracking system, proficiency in any other reliable tracking method would be beneficial. The ultimate aim of this project is to increase the number of phone call inquiries our de...

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    ...highly beneficial for this project. The business plan should be well-structured and contain all the necessary elements, including but not limited to executive summary, company description, market analysis, organization & management setup, product line, marketing & sales, and financial projections. Ideal Skills & Experience: - Proven track record in business plan writing - Knowledge or direct experience in boutique/retail industry - Understanding of both macro and micro market dynamics - Experience in structuring financial projections for businesses This business plan stands as the blueprint for our business operations and the document will likely be used to engage with future potential partners and stakeholders. The right candidate for this job will ...

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    I'm in search of a skilled and experienced sales agent who will be responsible for selling a line of clothing internationally. I specifically need someone who can effectively utilize online sales channels like social media and e-commerce platforms. Key Responsibilities: -B2B - Promote and sell our clothing line across various international markets - Utilize social media platforms and e-commerce websites to maximize sales - Develop effective sales strategies and techniques The ideal candidate should have: - Previous experience in sales - Proven track record of successful sales, particularly on social media and e-commerce platforms - Excellent communication and negotiation skills - Strong understanding of international markets - Ability to t...

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    I need assistance to create a freelancer job account with a focus on income and e...assistance to create a freelancer job account with a focus on income and expense tracking. This project will entail setting up a robust system, specifically designed to manage financial details. Key Tasks: - Establishing a freelancer account - Implementing a system for income and expense tracking - Ensuring this system can generate comprehensive financial reports Ideal Skills & Experience: The perfect candidate for this job would be someone with immense experience in detailed bookkeeping and solid technical skills in setting up job accounts. Proficiency in creating systems that can generate financial reports is of utmost importance. If you're an expert in these areas, ...

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    ...with a proven track record of handling complex financial records and reports. This position requires precision and the ability to work under tight deadlines. Responsibilities: • Prepare accurate monthly, quarterly, and annual financial statements. • Manage general ledger, accounts receivable, accounts payable, and payroll processing. • Ensure compliance with all federal, state, and local corporate, payroll, and other applicable taxes. • Conduct regular ledger maintenance and comprehensive reconciliation of all accounts. • Assist in the budget preparation and financial forecasting processes. • Provide detailed analyses and explanations of all transactions. • Prepare documentation for external au...

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    I'm looking for a talented article writer who can help me create engaging, detailed biographies around net worth analysis. The articles will need to cover different individuals and their professional and personal journeys. ...content - Experience in analyzing net worth, and presenting it in an accessible way - Strong writing skills, with the capacity to deliver both professional and personal tones - Quality sources to back up the net worth and biography analysis The ideal candidate will have a mix of a journalist's curiosity and a financial analyst's precision. This project will offer an opportunity to craft insightful pieces on successful individuals, and delve into the financial aspect of their lives. If you can combine storytelling with fi...

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    Italian Business Plan 6 days left
    VERIFIED

    ...next month. Key components of the business plan should include: - Market analysis: Understanding the market in Italy for professional networking platforms and natural mall shops. - Business model: Defining the revenue streams, cost structure and target customers. - Competitive analysis: Analyzing the competitors in the professional networking platform and natural mall shops space in Italy. - Marketing plan: Defining the marketing strategies to attract users and customers to the platform and shops. - Financial projections: Creating detailed financial projections including revenue, expenses, and cash flow for the next 3-5 years. Ideal skills for this project: - Proven experience in creating business plans, especially for the Italian market. - Knowledge of...

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    I'm looking for a seasoned sales trainer with exceptional negotiation and communication skills to develop and deliver a sales t...deliver a sales training program specifically tailored to the finance industry. The ideal candidate has: - Proven expertise in Investment Products. - Excellent negotiation and communication skills. - A track record of delivering engaging training programs. The program should span over the course of one week. Your role will not only involve designing the program, but also effectively delivering it to my sales team. The aim is to improve our team's sales strategies and customer engagement within the financial industry. If you have a passion for sales training and a deep knowledge of finance, you are the entrusted professional...

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    I'm looking for an experienced cold caller who can efficiently make appointment setting calls on a global scale. The ideal candidate must have: - Pro...ideal candidate must have: - Proven track record in cold calling and appointment setting - Understanding and experience in dealing with international markets - Sound knowledge of the online products industry The main responsibilities include: - Identifying and targeting global potential leads - Making effective cold calls to these international prospects - Successfully setting appointments with these leads Skills and Experience required: * Cold calling experience * Excellent communication skills * Knowledge of the online product market. Your hard work will broaden our global presence and help us venture s...

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    W...Accounting, Bookkeeping , Auditing and other Financial Services, for our Company, Bliss Infovision Private Limited is a Private incorporated on 09 June 2014. Key Responsibilities: - Generate potential leads from the East Coast of the USA. Ideal Skills and Experience: - Moderate experience in the financial services sector. - Proven results in lead generation campaigns. - Familiarity with East Coast markets and sectors. We welcome the opportunity to work with an experienced individual who can help us strengthen our reputation and increase our client base in the USA. This is an overseas partnership opportunity with a well-established Chartered Accountant Professionals in India. Your insight, knowledge and skills in Lead Generation within the Financi...

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    I'm in immediate need of a dedicated and dynamic Virtual Assistant to support my growing needs. The ideal candidate will be someone who thrives in managing multiple tasks efficiently and possesses a keen eye for detail. Your main responsibilities will include: - Managing my emails with the utmost discretion and organization. - Scheduling appointments, ensuring I never miss an important date. - Conducting data entry tasks with accuracy. - Performing internet surveys to gather valuable information for projects. - Preparing ad-hoc reports based on collected data and research. To excel in this role, you'll need to work approximately 6 hours a day, 6 days a week. This schedule is designed to ensure continuity in my operations while allowing flexibility for you. Required Skil...

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    I have an immediate requirement for experienced freelance recruiters who can help me recruit content moderators and customer service advisors in Portugal, Greece, and Spain. Key Details: - Positions: Content Moderation,...- Positions: Content Moderation, Customer Service Advisors - Language skills: Fluent in French, German, Dutch, Italian, Norwegian, and Swedish all + English Ideal Skills and Experience: - Proven experience in recruiting for customer-facing roles. - Ability to source and interview candidates who are fluent in several languages. - Exceptional knowledge of European job markets, particularly in Portugal, Greece, and Spain. - Extensive network of multilingual professionals. Looking forward to connecting with high-performing recruiters who can source th...

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    ...pre-teens to work together to create a structure inspired by a museum artifact or historical period. This fosters creativity, communication, and the ability to compromise to achieve a common goal. Art Collaboration: Find a large blank canvas or mural space in the museum (with permission, of course!). Ask pre-teens to brainstorm a theme inspired by the exhibits and then work together to create a collaborative piece of art. This activity strengthens communication skills, builds trust, and teaches the value of diverse perspectives in a final product. Cultivating Critical Thinkers: Fact or Fiction?: Museums often contain historical accounts or scientific information. Present pre-teens with a statement or scenario and challenge them to research the exhibits to de...

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    Setup Virtual CFO Firm 6 days left
    VERIFIED

    ...a virtual CFO to assist me with financial forecasting and budgeting for my business in accounting. Key Responsibilities: - Provide expert guidance and support in creating accurate financial forecasts. - Develop efficient and effective budgeting strategies to align with our business goals. - Offer insightful recommendations on financial planning, risk analysis, and performance measurement. Ideal Candidate: - Proven experience in financial planning, forecasting, and budgeting. - Extensive understanding of accounting practices, particularly in the accounting industry. - Prior experience using Xero for accounting software is highly desirable. - Strong analytical and problem-solving skills. - Excellent communication and presentation abilities to convey ...

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    I'm seeking a skilled professional to edit my website's content and undertake some marketing tasks. The website currently has less than 10 pages and needs editing for improved user experience and increased product inform...increased product information. The main tasks will include: - Refining text, including product descriptions, home page copy, and all policies to ensure they are up-to-date and enticing. - Ensuring the updated information is SEO-friendly, to help improve our search engine ranking. The ideal candidate will have a strong background in: - Web content editing and proofreading - SEO optimization - Marketing and user engagement tactics I'm looking for a freelancer who is ready to take on this project promptly and drive it to completion. Link of...

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    I'm looking to restore certain webpages from the website that got impacted due to Google core updates in Mar'24. I want these webpages to be brought back to their former ranking on Google. I'm seeking an experienced SEO specialist who will suggest and implement ways to achieve this. -Beneficial skills: • Expert in SEO strategies with an understanding of Google's core updates • Capable of improving search engine ranking -Anticipated Outcomes: Restore the webpages back to their earlier google search rankings

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    Management Accountant 6 days left
    VERIFIED

    ...Responsibilities: - Financial Reporting: I need assistance in preparing detailed financial reports to ensure we have a clear picture of our financial standing. - Budget Forecasting: You'll be responsible for creating a reliable budget forecast to assist in our financial planning and decision-making processes. - Tax Preparation: I require support in preparing and filing taxes for the company to ensure compliance and minimize our tax burden. - UK Company Secretary: Knowledge of UK company laws and regulations is crucial in this role. You'll be responsible for ensuring we are compliant with all statutory requirements. - Valuation + Investment: You will assist in the valuation of our company and in supporting investment decisi...

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    ...academic writer with a deep understanding of EEG data, Autism, and Deep Learning. Key Project Details: - Word Count: 7000-10000 words - Objective: To write an academic paper based on our proposed method and offered results Your main responsibilities for this project will include: - Crafting a comprehensive academic paper on the relationship between EEG data, Autism, and Deep Learning. - Writing a literature review that underpins our proposed method and results. - Ensuring the paper adheres to academic standards, including proper citation and referencing. Ideal Skills and Experience: - Proven track record in academic writing in the EEG data, Autism, and Deep Learning domain. - Strong understanding of academic research methodologies. - Knowledge of deep learning m...

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    Private Bank 6 days left

    Financial universe with opinions

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    Create Financial Project on Excel

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    I'm looking for an experienced business planner to help create a detailed business strategy for my upcoming baby milk infant formula brand in Saudi Arabia. I'm targeting a wide range of age groups, from newborns to toddlers, including specialty formula. Key Elements: - **Market Analysis**: This should outline the current market situation in Saudi Arabia, including competitors, market size, and trends. - **Financial Projections**: The business plan should include detailed financial projections over the next 3 years. This will be crucial for securing investments and planning our growth. - **Marketing Strategy**: I need a comprehensive marketing plan that will help us effectively reach our target audience in Saudi Arabia. - **Pricing Structure Strategy**: Your ...

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    In order to further our online presence, we’re on the hunt for an experienced SEO expert who ...online presence, we’re on the hunt for an experienced SEO expert who can help us boost web traffic, improve our search engine rankings on Google, and ultimately generate more leads and sales. To give you an idea of where we're currently at, we've made minimal efforts in SEO, and we're eager to expand upon this. The desired candidate would: - Have a deep understanding of Google’s ranking algorithm - Be up-to-date on the latest SEO strategies and trends - Have proven experience in driving traffic, improving rankings, and generating leads/sales - Be based in or have expert knowledge of the Indonesian market. We're excited t...

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    ...a skilled developer to create a simple SaaS tool specifically targeted at small business owners. The primary goal of this tool is to provide real-time cash flow updates to the users. Key Functionalities: - Real-time Cash Flow Updates: The tool should be able to provide real-time monitoring and reporting of cash flow changes. User Data Input: - Integrating with Accounting Software: The tool should allow users to input their financial data by directly integrating with their existing accounting software like quickbooks. Ideal Skills: - Proficiency in SaaS tool development using a no code tool flutterflow - Experience with real-time data processing - Previous work on financial reporting tools - Familiarity with integrating systems with accounting software ...

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    I need an entry-level appointment setter to help with my financial services. The main tasks will be: - Interacting through Linkedin - Targeting clients within the financial services industry I require an individual that is: - Able to communicate effectively - Proficient in email and online chat via LinkedIn - Detail-oriented and able to maintain proper documentation - Enthusiastic and eager to learn Please provide examples of work in this field and success

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    SEO Website Content Writer 6 days left
    VERIFIED

    I'm in search of a skilled content writer to produce SEO-focused content for my website. Key Project Details: - Content Type: Primarily website content, not blog posts or social media. - Primary Goal: The main aim of this content is to boost my search engine ranking, so you should be adept at incorporating SEO tactics seamlessly into your writing. - Keywords: I already have a list of keywords that I need to be incorporated into the content. Ideal Candidate: - Proven experience in writing SEO website content is a must – please provide samples of previous work. - Proficient in keyword optimization, with a keen eye for incorporating keywords naturally into content. - Strong understanding of SEO principles in content creation. - Ability ...

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    ...balance sheet of my company from Italian to English. The balance sheet contains important financial information that needs to be accurately translated for business purposes. Project Details: Document Length: The balance sheet consists of 38 pages. Deadline: The translation must be completed by next week, asap. Expertise Required: I prefer a translator who has experience in financial or business translation, particularly with balance sheets. Technical Terminology: The balance sheet may contain technical financial terminology, so familiarity with such terminology is essential. Requirements: Experience: Please provide evidence of past translation work, particularly in the financial or business sector. Accuracy: The translated document mu...

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    I need a detail-oriented professional to help with my bookkeeping and prepare financial statements using Excel. Key Responsibilities: - Regularly update my Excel spreadsheets with day-to-day transactions - Prepare monthly financial statements for my business Ideal Skills & Experience: - Strong Excel skills, including advanced functions and formulas - Experience in bookkeeping and financial statement preparation - Attention to detail and a good understanding of accounting principles Please note: - The role is likely to require around 10 hours of work per month - I may consider transitioning to a more robust accounting software in the future, so experience with QuickBooks or Xero would be a plus.

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    I am seeking help initially and ongoing basis in supporting business development & GTM for a finance KPO. The primary markets are North America, Europe & MENA regions. Help in developing potential customer/lead lists, crafting marketing messages and building the business.

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    As a growing business, I need a finance and accounting expert to assist me in streamlining our financial processes and managing our budget. Key Responsibilities: - Streamlining Financial Processes: I'm looking for someone who can review our current processes and suggest improvements. You should have experience in implementing efficient financial workflows. - Analyzing Financial Data: You'll be responsible for analyzing our financial data, looking for trends, discrepancies, or areas of improvement. Being able to provide recommendations based on this analysis is essential. - Creating Accurate Financial Reports: You'll be expected to prepare financial statements and reports that are accurate and easy to understand, helpin...

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    ...primary goal of this project is to configure my website for optimal search engine performance and user engagement. - The key tasks of this project include: - On-page optimization: Reviewing and refining content, meta tags, and internal linking strategies to improve the website's search engine ranking. - Off-page optimization: Developing a backlink strategy and managing outreach to increase the website's visibility and authority. - Configuration: Implementing critical aspects of SEO configuration such as the permalink structure, XML sitemap, and file. The ideal candidate for this role should have: - Extensive experience with SEO in a WordPress environment - Proven track record in increasing website traffic and improving search engine ...

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    ...currently looking for an experienced graphic designer who can create a strikingly bold yet professional logo for my financial firm. With no specific design ideas in mind, I am completely open and eager to collaborate on unique concepts that will capture the essence of the brand. Ideal Designer: - Proven graphic design experience, particularly in logo development - Creativity and strong portfolio in design - Excellent communication and interpretation skills Style: - The style should be professional and bold. I seek to balance modern elegance with a commanding presence in the market. Color Palette: - The primary colors for the logo should be blue and black. A good understanding of color theory and the ability to provide suggestions for complementary colors will be...

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    I'm in need of an expert who can develop a risk assessment model for Cmbs SASB. The main goal of this project is to identify and analyze risks associated with my investments. Key Project Details: - The primary focus will be creating a risk model for Cmbs SASB. - I will provide third-party analytics data which you will need to integrate into the model. - The development and implementation of this model will be done using Excel. Ideal Candidate: - Prior experience in financial risk assessment, ideally involving Cmbs SASB. - Proficiency in Excel is a must, as this will be the main tool for developing the model. Please provide any relevant past work or experience that you think aligns well with this project. We can discuss further details and ex...

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    2 data gathering and 3 dynamic excel model and part 6 evaluation performant and learning have a second excel with ways to improve

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