199223 ebay template creator

person logs into the site he then chooses a auction template then the template opens in like a html editor the person should be able to edit the template like adding text and inserting pictures so i will need a image hosting thing. they also might need to add links .Once they done all there editing the person clicks submit and the person gets a html code which they can put on ebay. i will need it so that people can keep there differnt templates in there control panel. i will have to have a admin area where i can add new templates and so on. i want the site to be clean and smart looking.